Work orders don't wait for paperwork.
A pipe bursts at 9pm. The plumber you call hasn't sent a certificate since last spring.
For property managers and HOAs
No vendor on a property without a current COI.
Collateral collects certificates from your plumbers, landscapers, cleaners and contractors, checks them against your owners' requirements, and follows up before they expire.
- Free for up to 50
- No credit card
- They don't need an account
Dozens of vendors, every property, all year.
Every owner has different rules.
One building needs $2M and to be named Additional Insured. Another is fine with the standard limits.
Lapses surface after claims.
You find out a vendor's coverage lapsed when something goes wrong on site, not before.
How it works
Your vendor file, kept current for you.
- 1
Add your vendors
A name and an email for each vendor, one at a time or from a spreadsheet.
- 2
Send the request
Each vendor gets a phone-friendly link and uploads a certificate without making an account, or forwards it to their insurance agent.
- 3
Let Collateral keep track
It reads each certificate, flags what may need review, and asks again before anything expires.
What helps most
Built for many properties at once.
Insurance requirements
Set your standard vendor requirements, then override them per property using projects.
Learn moreCOI requests
Vendors upload from a link, or forward it to their agent. Nobody needs another login.
Learn moreAutomatic reminders
Renewal requests go out 60 days before a vendor's policy expires, so the file stays current year-round.
Learn moreCertificate reading
Collateral reads each certificate, including whether it indicates you as Additional Insured.
Learn more
Property management
Common questions
Yes. Create a project for each property or owner, override only the requirements that differ, and add the vendors who work there. Each vendor is checked against the requirements for the properties they serve.
Know every vendor is covered before they're on site.
Create your free account and request your first vendor certificate in minutes.